I have been employed with the same company for over a year now. Upon my one year anniversary I was given the opportunity to purchase stock options. I have no background in finance was completely overwhelmed with all of the information given to me. I decided to take it to my brother who is a stock broker. He helped me decide how much I wanted to contribute to my 401K plan each month. He also suggested that I invest in several options instead of just one. He pointed out that futures oil was a great option because the price of oil is holding steady or rising. He said that would present little risk for me.