The other day I had my first car accident. it wasn’t really my fault. Someone pulled off a side street into traffic and hit me broadside. Thankfully no one was hurt, but the vehicles, especially mine, took a real beating. I called up my car insurance agent immediately, and I think he sensed the anxiety in my voice. Fortunately, at my husband’s encouraging, I had put full coverage on my little car when I bought it. The agent assured me that everything would be covered even if the other driver had no insurance. That was a major relief. It’s bad enough to be involved in an accident, but so much worse if you can’t pay for it.

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